"How do I maximize my profit?"
"Where are my margins leaking?"
"What should I focus on to grow faster?"

— The questions every CEO of a $5M–$50M company can't answer with their current tools

📊
Spreadsheets everywhere
No single source of truth
💸
Revenue leaking silently
2–5% lost every year
⏰
Inventory & cash blind spots
Penalties, stockouts, overstock
🤷
No idea what to focus on
Growing blind

A full-time CFO for a sub-$50M company costs $200K–$300K/year
(SalaryCube, 2026 CFO Compensation Benchmarks)
A fractional CFO costs $5K–$15K/month.
Most companies just... wing it.

EVERYONE'S BUILDING AN "AI CFO" RIGHT NOW

CFO.ai
"AI bookkeeping"
FinBrain GPT
"chat with your books"
ProfitPilot
"AI financial analyst"
LedgerLLM
"GPT for accountants"
RunwayBot
"runway forecasts"
AccountAI
"automated reports"
CashCopilot
"cash management AI"
FinanceMind
"smart finance"
QuantumCFO
"next-gen finance"
BookwormGPT
"AI for SMBs"

Every week, three new AI CFOs launch on Product Hunt.
Most are wrappers. None actually decide.

INSTEAD OF ALL THAT NOISE...

What if you could just use...

finacci.ai

Connect your ERP. Or just upload a P&L.
Get everything you need to stay financially healthy.

How it works

STEP 1
Upload
Drop your P&L, invoices, or balance sheet. PDF, Excel, QuickBooks, Tally, Xero, SAP — any format.
📁
STEP 2
AI Processing
Our proprietary models extract every line item, compute ratios, score risks, flag compliance gaps, and benchmark against peers.
⚙️
STEP 3
Ask Finacci
A custom AI trained on your company's data answers any financial question in plain English. Like having a CFO on call, 24/7.
🤖

Two-layer architecture: Core layer (extraction + models) → Intelligence layer (custom AI tailored to your data)

app.finacci.ai/dashboard
Layer 1: Core Intelligence — Revenue, Cash, Receivables, Compliance at a glance
Overview
Customers
Billing
Collections
Revenue
Compliance
Reporting
Ask Finacci
Annual Revenue
$8.2M
+34% YoY
Net Margin
18.7%
Above peers
Overdue AR
$620K
3 invoices 90+ days
Monthly Revenue (from 184 invoices)
Overdue: $340K from Apex Mfg — 97 days past due
Compliance: Q1 estimated tax due in 5 days — $42K
Quick Actions
↑
Upload documents
Invoices, P&L, balance sheet
+
Create customer
Add new client manually
↻
Sync ERP
Last synced Apr 20, 8:00 PM
Connected
QuickBooks Online · Stripe
Salesforce · Tally ERP
app.finacci.ai/customers
Customers — every account, contact, and outstanding document in one view
CustomerBilling ContactIndustryARRDocuments
Keystone Industrialfinance@keystoneindustrial.comIndustrial Distribution$8.2M4
Apex Manufacturingfinance@apexmfg.comIndustrial Mfg$4.1M7
Vista Wholesaleap@vistawholesale.comDistribution$2.8M2
Crescent Technologiesap@crescent.ioIndustrial Tech$3.2M3
Coastal Materialslori.gilbert@coastalmaterials.ioConstruction Supply$1.9M2
Bright Studiosmatthew.barnett@brightstudios.ioCreative Services$1.4M3
Diamond Solutionsfrederick.gilbert@diamondsolutions.ioIT Services$2.2M2
app.finacci.ai/customers/keystone-industrial
Customer Detail — Keystone Industrial (CFO-grade view of one account)
CREATED APR 17, 2025 BY QBO · EXISTS IN QBO, SALESFORCE

Keystone Industrial

CUSTOMER SINCE2019TERM ENDSMay 1, 2027
REMAINING BILLS7 invoicesBILLED THROUGH FINACCI$61,250
↗ Revenue
ARR is $8.2M
last document uploaded Mar 2026
↗ Cash collected
$7.4M in last 90 days
DSO: 28 days (8 below industry median)
Billing & revenue — adjust line items and modify schedules
Last invoice from Apr 1, 2026 · sent
Products
Billable products and revenue recognition
Invoices (25)
Current service period invoices, historical invoices
Pricing
Core product line$200K /mo
Strategic partner program$340K /mo
Service contracts$120K /mo
Pro services$25K
app.finacci.ai/customers/keystone/billing-schedule
Billing & Revenue Schedule — see exactly what's been billed, what's coming, and what's recognized
Billing schedule
UnbilledBilledVoid
May '25JunJulAugSepOctNovDecJan '26FebMarApr '26
Billing period
May 1 '25 – Apr 30 '26
12 invoices
Frequency
Monthly
Starts May 1, 2025
Payment terms
Net 30
Billed
$6,720,000
Revenue schedule
ActualForecasted
May '25JunJulAugSepOctNovDecJan '26FebMarApr '26
app.finacci.ai/collections
Collections — AI-prioritized AR with payment-pattern intelligence per customer
OVERDUE (3)$340,000
INV TABS-178297 days overdue
Apex Mfg$340,000
INV TABS-153616 days overdue
Quartz Ltd$25,000
SENT (12)$620,000
INV TABS-845due in 8 days
Bright Studios$65,000
INV TABS-247due in 12 days
Vista Wholesale$120,000
PENDING (1)$30,000
INV TABS-1213awaiting send
West Mfg$30,000
PAID (28)$4.2M
INV TABS-606Paid Apr 15
Crescent Tech$65,000
INV TABS-383Paid Apr 14
Coastal Materials$75,000

↗ AI Payment-Pattern Analysis · Apex Mfg

Based on 14 historical invoices, Apex tends to pay 97 days late on average (peer median: 31 days). Last 3 invoices were paid 88, 102, and 95 days late. The current $340K invoice is likely to slip another 3–4 weeks. Recommended: escalate to phone outreach, offer 2% discount for 7-day pay = $333K cash now vs $340K in 4 weeks.

app.finacci.ai/revenue/close-management
Close Management — automated flux analysis & one-click push to your GL
Review flux analysis
Identify and address discrepancies. Examine snapshots and apply changes at the source.
TotalsMar 2026VarianceApr 2026
↗ Revenue$1,557,334−$438,442 ↓28%$1,118,891
📋 Billing$1,110,392−$121,399 ↓11%$988,993
Rolling balances
Deferred$284,118−$23,596$260,522
Unbilled$567,073+$111,775$678,848
Finacci recommends completing all steps to ensure accurate records for the period.
Select period
Complete billing
Match transactions
Review flux analysis
Push revenue to GL →
Entries last updated Apr 18, 8:00 PM
Period closed in GL: No
app.finacci.ai/dashboard/expenses
Layer 1: Expense Analysis — Where every dollar goes, and where it's leaking
Overview
AR
Cash Flow
Expenses
Compliance
Expense CategoryAnnual% RevenueTrendOptimization
COGS / Materials$4.9M59.8%↑ 3.2%Consolidate 3 suppliers → volume discount saves ~$120K
Payroll$1.6M19.5%StableLean team. In line with peers.
Late Delivery Penalties$85,0001.0%↑ 40%Buffer stock top 5 SKUs → eliminate $60K in penalties
Shipping & Logistics$310,0003.8%↑ 8%Single freight partner → save $35K/yr
Software & SaaS$48,0000.6%Stable3 unused licenses → cancel for $8K saving

Total Annual Savings Identified: $223,000

Supplier consolidation ($120K) + penalty elimination ($60K) + freight optimization ($35K) + license cleanup ($8K) = margin improvement from 18.7% → 21.4%

app.finacci.ai/dashboard/compliance
Layer 1: Compliance Monitoring — Automated checks, deadlines, and audit readiness
Overview
AR
Expenses
Compliance
Forecasting
Total Checks
14
Critical
2
Warning
4
Clear
8
!
Q1 Estimated Tax — $42,000 due in 5 days. Underpayment penalty risk.
!
1099 filing gap — 3 contractors paid >$600 without W-9 on file.
⚠
Sales tax nexus — Revenue in CA, TX, NY triggers multi-state filing.
⚠
AR reserve — $620K past 90 days may need bad debt provision.
✓
Payroll taxes — W-2s filed, 941 current, state withholding up to date.
✓
Annual return — Filed on time. Revenue recognition ASC 606 compliant.
app.finacci.ai/ask · Hazel
Layer 2: Ask Hazel — your custom AI wraps everything into next steps

Trained on your own data. SOC 2 compliant. Per-tenant context — no data shared across clients, no fine-tuning on your inputs.

CEO
Give me the bottom line. What should I focus on this week?
HAZEL
Three priorities, ranked by impact:

1. Collect Apex's $340K overdue invoice — 97 days past due. Offer a 2% early-pay discount = $333K cash today vs $340K in 4 weeks. Biggest cash unlock available.

2. File Q1 estimated tax — $42K due in 5 days. Underpayment penalty kicks in if missed.

3. Buffer top 5 SKUs to eliminate late-delivery penalties. Costing you $85K/yr currently, growing 40% QoQ.

Combined impact: $462K cash unlocked + $283K margin recovery this year.
CEO
Got it. Push these to my calendar and notify Atul.
HAZEL
Done. Apex follow-up call Thu 2pm · Tax filing reminder Mon 9am · Inventory review with ops Friday. Atul notified via Slack with full context for each item.

THE RESULT

One upload. A few minutes.
Full CFO intelligence.

Savings Found
$223K
Overdue AR Surfaced
$620K
Compliance Gaps Caught
6 flagged

A fractional CFO charges $5K–$15K/month and takes weeks to produce this.
Finacci does it automatically, from a single upload, and updates continuously.

finacci.ai

Track your financial health. Make your founder financially independent.

Anirrudh Ramesh (CEO) · Atul Balaji (CTO)

Sanjan (PhD, UMich) · Sumeet (PhD, Yale) · Kevin (PhD, UIUC) · Praneet (PhD, UMass) · Aravinth (Salesforce, PM)

BlackRock · IBM · Johns Hopkins · Columbia · IIT Madras

Overdue: $180K from Metro Systems — 64 days
Due in 5 days: Q1 estimated tax — $42,000
Due in 12 days: Sales tax filing — 3 states

♪ Click for music